Consumers to Benefit from New Rules for Medical Debt

Effective Sept. 15, the three largest credit reporting agencies -- Experian, Equifax, and TransUnion -- will no longer report medical debts that are less than six months past due on credit reports and will also remove medical debts if the debt is later paid by insurance. The two changes are the result of a  settlement  between attorneys general in 31 states and the “Big Three” credit reporting agencies in a separate  settlement with the New York Attorney General . “Medical debts are a huge portion of the negative information in credit reports, making up about half of debt collection black marks appearing on these reports and affecting one in five consumers with a credit report, or 43 million Americans,” noted National Consumer Law Center attorney Chi Chi Wu, “With credit reports as a gatekeeper to affor [...]

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9/8/17 6:20 PM

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